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Simple, Flexible Business Financing

Growing a business often involves extra expenses, and you may sometimes fall just short of the funds needed to bring your plans to life.

With "Business Capital," Clover, in collaboration with our partner YouLend, introduces a short-term financing solution with flexible repayment options, designed to support the growth of SMBs.

Powered by YouLend

Apply Now
Business Capital Clover
Business Capital Clover

What is
Business Capital?

 

An alternative to traditional business loans for (new) businesses. Through YouLend’s financial services, you can apply for financing of up to EUR 500,000.

What Are the Benefits of Business Capital?

Quick and simple

Submit your application online and receive a customized quote within minutes. Upon acceptance, funds will be in your account within a few days.

Freedom to spend

Use the capital however you choose for your business. No business plans required.

Repay Based on Revenue

Repayments are made as a percentage of your daily transactions, including interest. This means faster payments in busy periods and slower ones in quieter times.

Transparent overview

Get the latest updates on your repayment status at any time via YouLend’s online portal.

Flexible financing

Through YouLend's financial services, you can request financing between EUR 1,000 and EUR 500,000 (subject to income requirements).

Fund your business in just a few steps

Apply for Business Capital Now


Start Your Application on YouLend’s Website

Applying takes just 6 minutes.

Receive a Customized Quote
Expect a tailored offer from our partner YouLend within one business day.

Receive Funds Within Days
You can use the funds for any business purpose—whether to buy inventory, invest in advertising, renovate, or expand to a new location.

Automatic Repayment Based on Transaction Volume
Repayments are automatically linked to your transaction volume.

Request now
Business Capital Clover

Ready to apply?

This link will take you to the YouLend website.

Apply now

 

Frequently asked questions

An alternative to traditional business loans for (new) businesses. Through YouLend’s financial services, you can apply for financing of up to EUR 500,000.

The repayments are automatically linked to your transaction volume. The system automatically adjusts the repayment amount based on your current transaction flow:

  • During periods of lower transaction volume, you repay less.

  • With higher transaction volume, you repay faster.

This ensures that repayments are always aligned with your business performance, while the total amount to be repaid remains unchanged.

A fixed percentage is deducted from each transaction to cover the repayment amount and associated costs.

Become a Clover customer quickly by renting a smart payment terminal or having your debit/credit card transactions processed by Clover.

You can apply for Business Capital 3 months after your first transaction with Clover. The application process is short: you will receive a response within 48 hours.

Apply via YouLend?

Apply

Complete the application form via this link and receive a financing offer within minutes.

YouLend application form

Contact YouLend

Have questions or need more information about YouLend? Phone: +31 8520 85802

Mail YouLend

Not a customer yet?

If you’re not yet a Clover customer or have questions for us, call us first.

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© 2025 Fiserv, Inc., European Merchant Services B.V. or their affiliates. All rights reserved. Fiserv and Clover are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc., European Merchant Services B.V. or their affiliates. Clover services and devices are provided by European Merchant Services B.V., a private company with limited liability incorporated in the Netherlands (Chamber of Commerce register No. 34226533) with a registered address at Herikerbergweg 25, 1101 CN Amsterdam, the Netherlands. VAT Registration Number NL814665032B01

 

 

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