Level 1 menu, Item 1 of 4, Accept Payments
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Offers

Sub Menu Item 1 of 2, Start Taking Payments

Just €1 a month for the first 12 months

Sub Menu Item 2 of 2, Compare Clover POS Systems

See which Clover fits your business
Discover Clover

Sub Menu Item 1 of 4, Clover Flex

Portable device for payments anywhere

Sub Menu Item 2 of 4, Clover Mini

Compact device for efficient checkout

Sub Menu Item 3 of 4, Clover Stories

See how businesses use Clover

Sub Menu Item 4 of 4, Clover Accessories

Boost Your Business Efficiency
Level 1 menu, Item 2 of 4, Run your Business
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Your Industry

Sub Menu Item 1 of 4, Retail

Solutions for shops of all sizes

Sub Menu Item 2 of 4, Hospitality

Streamline payments for cafes and bars

Sub Menu Item 3 of 4, Beauty

Solutions for beauty salons and wellness centers

Sub Menu Item 4 of 4, On-the-Go

Flexible payments for mobile businesses
Opportunities

Sub Menu Item 1 of 4, Manage your business

Tools to streamline operations

Sub Menu Item 2 of 4, Smart Business, Smart Apps

Apps to work smarter, not harder

Sub Menu Item 3 of 4, Refer a Friend

Earn €200 by referring Clover to other merchants

Sub Menu Item 4 of 4, Business Capital

Quickly access money for your business
Level 1 menu, Item 3 of 4, Customer Support
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Sub Menu Item 1 of 3, Support

Find help with FAQs, guides, and expert support

Sub Menu Item 2 of 3, FAQ

Find answers to common questions

Sub Menu Item 3 of 3, Pricing

Transparent pricing for your business
Level 1 menu, Item 4 of 4, About Us
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Sub Menu Item 1 of 2, Who we are

About Clover in the Netherlands

Sub Menu Item 2 of 2, Careers

FInd your next job at Fiserv

Location Region

Get Over €500 Off Clover*

No rental fees and only €1 subscription for 12 months (instead of €34 (Flex) or €41 (Mini) p/month)

No start-up costs (worth €50)

Free sim, smart apps and other benefits included

Transparent fixed low transaction fees.

* See terms and conditions at the bottom of the page

Collaborate with Clover, Amplify your Growth

Affordable fees

Besides transaction fees, you always have to deal with device and service costs. With EMS, all costs are transparent. Also, you don't need an additional payment processor.

Accept more payment options

Don't miss out on transactions, and accept the most commonly used debit and credit cards at competitive rate

Reliable

With an uptime of > 99.9%, you can always rely on us. In addition, we have PCI DSS v4.0 certification so you can be sure of secure payments.

Peace of Mind

Both customers and merchants deserve peace of mind when it comes to payments. Our payment solutions and integrations for help to give you insights on any transaction via your own EMS dashboard.

Smart apps

Thanks to smart apps, Clover helps your business grow. With apps, Clover becomes a fully functional cash register system, stock management system or loyalty system.

Accept payments anywhere

Let your customers pay how they prefer, online or at any place in your store thanks to 4G and WiFi connection.

Switch easily to Clover

Fill in the contact form

You will be called back within 24 hours (on business days) with information about becoming a customer

Take advantage of our switching service

Our staff will help you prepare information about you and your company. After your company and application have been approved, you can get started quickly.

You will receive your new Clover at your location after 5 working days

Clover is Plug & Play, so within minutes your Clover Flex or Mini will be ready to accept payments.

Merchant Story: Colorful payments

Valy Pintiuc is the owner of Bar Blend, Blend XL, and Be Femme. Valy moved from Romania to the Netherlands in 2000. His journey in the Dutch hospitality industry began in a friend's café. His determination and perseverance were put to the test when his friend and co-owner unexpectedly passed away. Despite the challenges and sense of loss, Valy decided to continue running the café and keep his friend's legacy alive.

Read Valy's story

Which Clover suits you?

Choosing the right payment terminal can be quite tricky for a start-up entrepreneur, but also for the seasoned business owner. Clover comes in two variants: The Mini for on the counter and the Flex that allows your customers to pay anywhere. Debit payments, credit cards and even cash. In the Clover dashboard, you get a clear overview of everything.

Clover Flex - Mobile payment solution

Your customers pay on-the-spot with the Clover Flex. At the counter, on the terrace or on the road at customers' homes. The Flex is where the customer pays. The refreshing white design with large touchscreen stands out and is very user-friendly.

Clover Mini - Fixed payment terminal

The Mini's white, modern design makes it stand out on your counter. On the large touchscreen, you easily handle pin payments and manage your customers, employees and business. Perfect for smaller shops with a fixed point of sale

Our transaction fees

**The fees shown for Visa and Mastercard credit cards are for Consumer Domestic Credit.

	Payment Method	Cost per transaction
	Maestro Domestic	€ 0,074
	V PAY Domestic	€ 0,069
	Maestro International	1,50% + € 0,005
	V PAY International	1,50%
	Debit Mastercard Domestic	€ 0,074
	Visa Debit Domestic	€ 0,069
	Debit Mastercard International	1,50% + € 0,005
	Visa Debit International	1,50%
	Mastercard creditcard**	From 1,20% + € 0,005 **
	Visa creditcard**	From 1,20% **
	American Express	1,90%
	Google Pay & Apple Pay	Depending on the payment card

We like to let the numbers speak for themselves

You and your business need certainty of payments, and a reliable partner to help you and your business grow.

26.000+

Merchants in the Netherlands across various markets

> 99.9%

Uptime of our payment systems

> 3 million

Clover systems sold across 8 countries

Frequently asked questions

These action terms are inextricably linked to the Merchant Contract.
No activation fees will be charged.
The terminal rental price is €1 per month for the first 12 months. The first month is the month of activation of the payment terminal.
The Monthly Service Fee will NOT be charged for the first 12 months.
To qualify for these promotional rates for the first 12 months, a rental period of 3 years must be agreed upon.
The rental period as agreed with you will be stated in the Merchant Agreement.
The above promotional rates will be listed on this Merchant Agreement.
After 12 months, the applicable rates for Payment Terminal rental and the Monthly Service Fee will be charged.
Transaction fees will be charged throughout the entire contract period. These rates are agreed upon with you and are stated in the Merchant Contract.
EMS reserves the right to annually index the current applicable rates.

For onboarding new customers, we use an online boarding tool. After contacting our sales employee, you will receive an offer by e-mail. If you accept this offer, you can digitally sign the contract.

During this online boarding, you will be asked to provide your proof of identity in the ID portal. Our KYC (Know Your Customer) and Risk department will check all the details and once there is an agreement we will make sure everything is ready for transactions to take place. You will receive your Clover terminal within a few days.

Our KYC department may have additional questions about your company. In this case, our sales employee, with whom you have already been in contact, will request this.

Ready to take your business to the next step? Let us know how we can help.

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