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  • Level 1 menu, Item 1 of 4, Accept Payments
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    Offers
    • Sub Menu Item 1 of 2, Start Taking Payments

      Just €1 a month for the first 12 months

    • Sub Menu Item 2 of 2, Compare Clover POS Systems

      See which Clover fits your business

    Discover Clover
    • Sub Menu Item 1 of 4, Clover Flex

      Portable device for payments anywhere

    • Sub Menu Item 2 of 4, Clover Mini

      Compact device for efficient checkout

    • Sub Menu Item 3 of 4, Clover Stories

      See how businesses use Clover

    • Sub Menu Item 4 of 4, Clover Accessories

      Boost Your Business Efficiency

  • Level 1 menu, Item 2 of 4, Run your Business
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    Your Industry
    • Sub Menu Item 1 of 4, Retail

      Solutions for shops of all sizes

    • Sub Menu Item 2 of 4, Hospitality

      Streamline payments for cafes and bars

    • Sub Menu Item 3 of 4, Beauty

      Solutions for beauty salons and wellness centers

    • Sub Menu Item 4 of 4, On-the-Go

      Flexible payments for mobile businesses

    Opportunities
    • Sub Menu Item 1 of 3, Manage your business

      Tools to streamline operations

    • Sub Menu Item 2 of 3, Smart Business, Smart Apps

      Apps to work smarter, not harder

    • Sub Menu Item 3 of 3, Business Capital

      Quickly access money for your business

  • Level 1 menu, Item 3 of 4, Customer Support
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    • Sub Menu Item 1 of 3, Support

      Find help with FAQs, guides, and expert support

    • Sub Menu Item 2 of 3, FAQ

      Find answers to common questions

    • Sub Menu Item 3 of 3, Pricing

      Transparent pricing for your business

  • Level 1 menu, Item 4 of 4, About Us
    Back
    • Sub Menu Item 1 of 2, Who we are

      About Clover in the Netherlands

    • Sub Menu Item 2 of 2, Careers

      FInd your next job at Fiserv

Contact Us
Location Region
Retail

Discover Clover POS

Free sim, smart apps and other benefits included

Transparent fixed low transaction fees.

 

Collaborate with Clover, Amplify your Growth

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Affordable fees

Besides transaction fees, you always have to deal with device and service costs. With EMS, all costs are transparent. Also, you don't need an additional payment processor.

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Accept more payment options

Don't miss out on transactions, and accept the most commonly used debit and credit cards at competitive rate

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Reliable

With an uptime of > 99.9%, you can always rely on us. In addition, we have PCI DSS v4.0 certification so you can be sure of secure payments.

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Peace of Mind

Both customers and merchants deserve peace of mind when it comes to payments. Our payment solutions and integrations for help to give you insights on any transaction via your own EMS dashboard.

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Smart apps

Thanks to smart apps, Clover helps your business grow. With apps, Clover becomes a fully functional cash register system, stock management system or loyalty system.

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Accept payments anywhere

Let your customers pay how they prefer, online or at any place in your store thanks to 4G and WiFi connection.

Merchant Story: Colorful payments

Valy Pintiuc is the owner of Bar Blend, Blend XL, and Be Femme. Valy moved from Romania to the Netherlands in 2000. His journey in the Dutch hospitality industry began in a friend's café. His determination and perseverance were put to the test when his friend and co-owner unexpectedly passed away. Despite the challenges and sense of loss, Valy decided to continue running the café and keep his friend's legacy alive.

Read Valy's story

Which Clover suits you?

Choosing the right payment terminal can be quite tricky for a start-up entrepreneur, but also for the seasoned business owner. Clover comes in two variants: The Mini for on the counter and the Flex that allows your customers to pay anywhere. Debit payments, credit cards and even cash. In the Clover dashboard, you get a clear overview of everything.

Clover Flex - Mobile payment solution

Your customers pay on-the-spot with the Clover Flex. At the counter, on the terrace or on the road at customers' homes. The Flex is where the customer pays. The refreshing white design with large touchscreen stands out and is very user-friendly.

Clover Flex Pocket - Light-weight paperless solution

A lightweight POS to take payments on the move. A full-featured, mobile optimised payment and business management device which can be used standalone or supplement existing Clovers at your store.

Clover Mini - Fixed payment terminal

The Mini's white, modern design makes it stand out on your counter. On the large touchscreen, you easily handle pin payments and manage your customers, employees and business. Perfect for smaller shops with a fixed point of sale

Our transaction fees

**The fees shown for Visa and Mastercard credit cards are for Consumer Domestic Credit.

 

 Payment MethodCost per transaction
LogoMaestro Domestic€ 0,074
LogoV PAY Domestic€ 0,069
LogoMaestro International1,50% + € 0,005
LogoV PAY International1,50%
LogoDebit Mastercard Domestic€ 0,074
LogoVisa Debit Domestic€ 0,069
LogoDebit Mastercard International1,50% + € 0,005
LogoVisa Debit International1,50%
LogoMastercard creditcard**From 1,20% + € 0,005 **
LogoVisa creditcard**From 1,20% **
LogoAmerican Express1,90%
LogoGoogle Pay & Apple PayDepending on the payment card

We like to let the numbers speak for themselves

You and your business need certainty of payments, and a reliable partner to help you and your business grow.

26.000+

Merchants in the Netherlands across various markets

> 99.9%

Uptime of our payment systems

> 3 million

Clover systems sold across 8 countries

Ready to take your business to the next step?
Let us know how we can help

Get in touch Partner with us
Clover

Quick Links

  • Start taking payments
  • Compare Clover POS systems
  • Portable card machines
  • Point of Sales systems

Business Solutions

  • Clover Flex
  • Clover Mini

Business Types

  • Hospitality
  • Retail
  • Beauty
  • On-the-go

Opportunities

  • Manage your business
  • Smart Business, Smart Apps
  • Business Capital

About Us

  • Who we are
  • News and Insights

Tools and Resources

  • Customer Testimonials
  • Integrations

Help Centre

  • Log in
  • Support
  • FAQ
  • Contact us

 

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© 2026 Fiserv, Inc., European Merchant Services B.V. or their affiliates. All rights reserved. Fiserv and Clover are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc., European Merchant Services B.V. or their affiliates. Clover services and devices are provided by European Merchant Services B.V., a private company with limited liability incorporated in the Netherlands (Chamber of Commerce register No. 34226533) with a registered address at Herikerbergweg 25, 1101 CN Amsterdam, the Netherlands. VAT Registration Number NL814665032B01

 

 

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